Parent’s Guide to Buying A House With Small Kids

October 19th, 2016

Buying a house is a decision that not only affects you but also your familyBuying a house with small kids can be quite the task, follow these four tips when looking for your dream home

Buying a house is a decision that not only affects you but also your family. It’s already tough to find the perfect place for you but to find a place that your kids will adapt well in and have a safe environment can be tricky. That is why I’m sharing four tips to consider when buying a house with small kids.

School Zone

The school zone your kids are placed in is important for your decision-making process because you want to make sure they are in a safe and academically excelling in school. When you find a home that interests you check for the school zone to see the school options for your kids. You can also base your search from the school, by selecting the school zones you would like for your kids to be in and choose a home in that area.

Crime Rate

The crime rate is probably one of the most important things to consider before moving to a new place. There are multiple crime rate websites you can use to check to see the rate of crime for your area. As you are at work and your kids are in school you want to make sure that your concern is not the safety of your home. The safety of your family should be the top most concern for you, so if it takes you longer to find a place because of it, that’s okay.

Busy Roads

Did you find a home near a busy road? Or is it in a peaceful community? If you have young kids that like to play outside a home near a busy road is probably not your best option. If you really like the house consider finding a house with a big backyard so the kids feel as if they can still have a place outside to play.

House Size

Depending on how many kids you have or would like to have will be the determining factor of the size of the house. You want to make sure that you don’t feel crammed in, but instead, you should feel comfortable and spacious. Consider if you have pets an area where they will be, and a number of rooms you desire. Write down all your wants and needs and show them to your local realtor, so they can help you find a place that meets your exact needs.

House hunting can be stressful when you have multiple needs to consider. It is important to have confidence in your real estate professional. My commitment as your local realtor is to provide you with the real estate service you deserve.

Home Buying Myths Debunked

October 10th, 2016

Home Buying MythsSearching for a home can be hectic and time-consuming. Here are six home buying myths uncovered

Buying a home is a dream of many people, there’s nothing like owning a place you can call your own. Most people think that the process is easy and hassle free, but after reading this, you will know the six home buying myths most people believe.

Search For a Home Then Contact Your Realtor

The worst thing you can do is fall in love with a home that is not within your budget, and this is a home buying myth people often do. Contact your realtor and check your credit to make sure it’s in good condition. Get pre-approved for a mortgage so that you can determine your budget for a home.

A 30-year Mortgage Is The Best Option

Choosing a 30-year mortgage over the 15-year mortgage is a home buying myths that looks like you are paying less, but over the years you will be paying double with all the borrowed money due to the interest rate. If you aren’t set on staying in your house for the long haul, consider other loan plans or an adjustable rate mortgage.

The Only Upfront Cost Is The Down Payment

This is a big home buying myth. You are responsible for closing costs and, depending on your state, the closing price can vary. There are several fees, taxes, insurance and other inspection costs for you to consider. Communicate with your realtor so there are no surprise fees on the day you sign the papers to your home.

Your Down Payment Must Be 20%

Although placing a 20% down payment is ideal to avoid the private mortgage insurance it is a home buying myth. Many lenders will allow you to pay loans with 10% or 5% down as long as you pay the PMI. Speak to your lender for options that you can do to lower the down payment.

You Can’t Buy a Home Without Perfect Credit

As one of the most common home buying myths, it states that you need to have a credit score above 700 purchase a home. Although a good credit score will make it easier for you to get a loan with a lower interest rate, other factors like credit history with your lender, and the amount of debt can also determine whether you can find a loan. Check your credit score to see if you have good or bad credit, and speak with your realtor for your options.

The Asking Price Is Set In Stone

The offer you make on the house does not have to be the asking price; that is one of the home buying myths some realtors would like you to believe. Depending on your credit and down payment, the seller might be willing to negotiate the price. Inspect the house and use that to your advantage; if you find any issues that can be used to lower the price.

After you’ve uncovered these home buying myths, you have now almost become an expert in buying a home. Book an appointment with me so I can guide you to the right home for your family.

Fall Activities in Orlando

October 5th, 2016

Fall activities in OrlandoThere are countless fall activities in Orlando for you and your family to enjoy this season! Here are ones worth visiting.

From pumpkin picking, apple cider drinking festivals, this is one of my favorite times of the year because the weather gets cooler and the spirit of the holidays are quickly approaching! Here are fall activities in Orlando you shouldn’t miss this season.

Winter Park Autumn Art Festival

The first fall activities in Orlando festival is located in one of the most charming towns. They will be showcasing local Florida artists work, live entertainment, fun activities for the kids, and so much more! Find more details here.

Fiesta in the Park

Enjoy the fall weather in the heart of downtown, Lake Eola. Take a stroll down the lake and hear live entertainment from local bands, create fall arts and crafts with the kids and enjoy delicious food and fall activities in Orlando for the family. Find more details here.


There’s nothing like kicking off the Halloween season like dressing up with your family for the fall activities in Orlando zombietoberfest! It is a family-friendly festival where you can enjoy live music, food trucks, vendors, movies, costume contest, a kid zone and much more! The date is to be determined, but you can find more information about past events here.

The Haunt at Old Town

With haunt zones, haunted houses, and live entertainment, this is a fall activity in Orlando that your family will love! Walk through the streets of Old Town in your costume for a costume contest, and watch an exclusive thriller performances! Get more details of this event here.

Zoo Boo Bash

This Bash is a family-friendly event that will have the kids trick or treat in the “wildest neighborhood in town!” Wear a costume and bring a goody bag to enjoy free candy. If your children love animals, you need to take them! There will be a book reading, costume contest, and much more! Find more details here.

As your local Realtor, I not only want to find the perfect home for you but also place you in a great community with fall activities in Orlando for your family! The fall season is the best time to explore the town and get acquainted with your new community.

5 Questions You Need to Ask Your Real Estate Agent

September 30th, 2016

5 Questions You Need to Ask Your Real Estate AgentHaving questions to ask your real estate agent are important in the process of finding a home. Here are 5 questions that will help you decide if the agent is the one for you.

Finding a realtor can be just as hard as finding a home. You want to make sure they are trustworthy and have your best intentions in mind. That is why today I’m sharing with you 5 questions you need to ask your real estate agent so you are secure in the realtor that will help you find a home.

How many homes have you sold in the past year?

Make sure your realtor has enough experience to deal with your specific case. Make sure that they can handle all your worries and concerns, and ideally have experience in the area you are interested in buying or selling whether that be a house, condo, or apartment. Questions to ask your real estate agent, the more data the agent is willing to provide the more confident you both will be in the success of your home search.

How much do you charge, and are your fees negotiable?

Do not be taken advantage by real estate agents, their compensation is negotiable. Questions to ask your real estate agent, make sure you stick within your budget and if they say no, it’s okay to look elsewhere. Have a contract and write everything down, you don’t want any hidden fees showing up later in the process.

Ask for references

There is no better way to know if a real estate agent is the one for you by others experience. Get more than one reference and ask them questions you wouldn’t ask the realtor about themselves. These questions you need to ask your real estate agent will help you get a good idea of how they act, their habits and practices, and what you should expect.

Can you explain the process to me?

Selling a home can take longer than expected, have your realtor go in full detail about the process so you know the time frame it may take for you to sell or buy a home. This is one of the questions you need to ask your real estate agent because your agent is able to explain what he will do for you and you are going into this process well aware of all that can happen and or go wrong.

What is your marketing strategy?

This question to ask your real estate agent will help you to understand the agent’s marketing plan to help you decide if you want to continue with their services or not. If they don’t have a strategy they won’t be able to properly sell your home and will only make the process longer, and essentially waste your money. Check your agent’s track record, to see their ability to raise a home’s visibility online, and the quality of their photos of your house for the online listings.

It’s very important to have questions you need to ask your real estate agent ready and laid out. I integrate the sale or purchase of your home into your daily lifestyle and will do everything I can to find the home of your dreams. Contact me for a comfortable search for your home.

Choosing The Right Area For Your Home

September 21st, 2016

Choosing the right area for your homeConsider these criteria before choosing the right area for your home.

There are countless things to consider before moving into a new area. Moving can be stressful, from choosing a good school area for your kids, and distance to your workplace, among other things. This will help you in choosing the right area for your home, by selecting my top four items to consider.

School Zone

If you have children, this can be one of the top things you consider before choosing the right area for your home. You want to make sure your kids are going to be in a safe environment. On my website, you can search all the schools in the area you are considering moving to with the options of different property types, and features. Before choosing a home you can choose a school, and based on that pick a house, I would be happy to help find the school that best fits your needs.

Crime Rate

It’s safe to say the crime rate is a big component when choosing the right area for your home. Here you can search the address you are interested in and this can guide you in the right area for you and your family. A home has to be somewhere where you feel safe and comfortable, so don’t diminish the importance of looking up the crime rate area in the home you are interested in. With my experience, I can help you find the safest area for your family.

Work Distance

Getting to work on time can be a hassle with traffic. Your morning commute shouldn’t be dreadful to think about. Allow me to help find choosing the right area for your home with a short distance to work. Depending on the area desired to live in, we can arrange to look at homes that are close to your job so driving to work can be stress-free.


Living in Florida it almost seems like entertainment is at our doorstep. With countless theme parks, shopping centers, and concert halls there is always something to do. The advantage of the Central Florida area and the in the Orange, Seminole or Osceola areas is being able to choose the right area for your home. All of these areas are close to the countless activities Central Florida offers. You won’t have to drive far to visit the places tourist travel thousands of miles for.

Choosing the right area for your home will be an easy task if you allow me to help you. I will consider your needs and desires, and we together can find the home that bests suits you and your family. My commitment as your local realtor is to provide you with the specialized real estate service you deserve.

Why You Should Have a Credit Checklist for Purchasing A Home

September 14th, 2016

Credit Checklist for Purchasing A Home

Follow this east step-by-step credit checklist for purchasing a home.

Buying a house is the most exciting and one of the biggest decisions you will ever make in your life. It seems like common sense but most adults suffer from bad credit, and by looking out for your credit scores you can ensure a step closer to buying your home. I am going to provide you with a step-by-step credit checklist questionnaire to ensure you have great credit when looking to purchase a home.

Have you paid your bills on time?

Your payment history will make or break your credit score. If the bank thinks you cannot pay your monthly bills on time they won’t think you can pay a mortgage on time. Make sure to do anything possible to pay your bills on time by putting it on your calendar or setting an alarm on your phone to remind you. You can also set up auto-draft from your bank account to ensure you pay on time.

How long have you had debt?

Mortgage lenders like to see a long credit history line. Following this credit checklist for purchasing a home and it will help you demonstrate a habit of good credit. This will also give a sign to the mortgage lender that they can trust you to  pay your mortgage on time.

How much do you owe?

If you are close to your credit limit that makes for a high credit risk. Make sure to use half of your credit limit to pay it monthly, unless you are able to pay for the bill in larger chunks. If you max-out your credit card and pay the minimum, that will make for a longer time for you to pay it off harming your credit score.

Have you applied for new credit?

It’s not wise to apply for several different credit accounts in a short time. Although mortgage lenders like to see several different types of loans like school loans, credit loans, to ensure you are a responsible enough for a mortgage, only open a credit account when necessary. Have a credit checklist for purchasing a home and save for it so when the bill comes so you can pay on time.

Your credit score can make or break your mortgage approval. Follow this credit checklist for purchasing a home to ensure your credit is A+.

House Hunting in Hot Weather: How To Make It A Breeze

September 9th, 2016

House Hunting in Hot Weather: How To Make It A BreezeIt’s no surprise that Florida heat can be overwhelming! But that shouldn’t stop you from house hunting in hot weather. Here are a few tips in order to make your experience a breeze.

Schedule viewings later in the day

Getting in the car, looking at a house, getting back in the car, and traveling to another house can become exhausting. The last thing you want to do is walk around outside at the peak of the day when the sun tends to be hotter. Check with your realtor to see if you can go house hunting in the morning or later in the evening where the sun isn’t as hot and would be comfortable.


Bring a water bottle you can carry as you look at the homes. The best thing is to buy a container where you can put your water in, and will keep it cool as the day goes by. When you’re house hunting in hot weather, staying hydrated is important in our day to day life, but it’s very important as you’re walking around and looking at homes. You want to make sure that you are healthy and your body is cool so you can look at the homes with proper judgement. Bring snacks if you want to so you can stay hydrated and snack on things that will give you energy.

Dress for the weather

When house hunting in hot weather, when you know it’s going to be hot don’t wear a jacket and boots. Wear shoes that will be comfortable for you like sneakers, or any shoes that give support to your feet. Wear sunglasses, so you are able to see the house in full effect, and so the sun doesn’t bother your eyes. Wearing a hat can give you shade so pick one that won’t bother you as the day goes on, I would recommend baseball caps or something that will cover your face from the sun. Loose fabrics and shorts would be your best bet to feeling cool throughout the day.

Location, Location, Location

So you don’t find yourself going back and forth from house to house, map out the houses that you would like to see, and schedule your viewings based on the houses that are closest to each other. This will make it easier for you and the realtor.

I hope this gives you some helpful tips on how to house hunting in hot weather. If you schedule views in a later time, stay hydrated, dress for the hot weather, and locate your viewings at a close proximity to each other. Your house hunting experience won’t be so bad!

Why You Should Get Pre-Qualified Before Searching For a Home

September 1st, 2016

Why You Should Get Pre-Qualified Before Searching For a HomeFew people can buy a home for cash. According to the National Association of REALTORS® (NAR), nearly nine out of 10 buyers finance their purchase, which means that virtually all buyers, especially first-time purchasers, require a loan.

You have found the perfect home. It’s just what you have always wanted. It has a beautiful and spacious yard; a lovely office away from the noise of daily activities; and a master bedroom with a walk-in closet. Wouldn’t it be best to know that you truly can afford this home or be able to secure a mortgage immediately before you fall in love with it?

That is why getting pre-qualified for a loan should be the first step in your home-buying process. Know what you can afford and make sure you are getting the best mortgage possible. There are many programs to choose from, so you will need to learn about your options before you commit to a loan. REALTORS® also recommend getting pre-qualified for another reason: Purchase contracts often require buyers to apply for financing within a given time period, the normal time period being 5 days. By meeting with loan officers in advance and identifying mortgage programs, it won’t be necessary to quickly find a lender, check credit, and rush into a financing decision that may not be the best option.

The process of securing a home loan and receiving the money can be long and tedious. You may spend weeks or even months hunting down paperwork, filling out forms, and ordering past statements. Being pre-qualified will save time. In addition, most real estate agents request that you get pre-qualified before they spend time showing you homes. They want to know that you are ready, willing and able to write an offer if you are shown the appropriate home.

Sellers want to see a pre-qualified letter before signing a contract with you. It is the nightmare of every seller that they will tie up their home for months with an unqualified prospect. A seller wants a fast sale. Does a pre-qualifying letter guarantee you the loan? No, but if a lender or mortgage broker pre-qualifies you properly, you can be reasonably sure.

The real issue with real estate financing is not getting a loan (virtually anyone willing to pay lofty interest rates can find a mortgage). Instead, the idea is to get the loan that’s right for you — the mortgage with the lowest cost and best terms.

Do your due diligence it will be worth the wait.

6 Things To Do After Buying a Home

August 24th, 2016

6 Things To Do After Buying a HomeYou are finally buying a home, congratulations! After a long journey of house hunting you found a place you can call home.

So what next? Many people don’t know that after buying a home moving in can be just as important and a little bit crazy as well. Here are six need-to-know tips for moving in so you can be organized and have peace of mind.

Make copies of your closing documents

After you’ve bought your home, the documents you received at closing can be the most important and expensive copies you have. It’s important that you take copies of them to make sure you have multiple copies just in case one gets lost. Several important pieces of information are in those documents including the deed, the bill of sale, and transfer tax regulations among other things. Once you make a copy get a folder or binder to put all these forms in and label them so you know where they are.

Change the locks

When buying a home, many people don’t think of this but changing your locks can be very important because unless the house has just been built, you never know who has a key. You can always buy new locks at any hardware store or you call a locksmith

Inspect the home

Your home inspector should have done this before the closing but it’s good to inspect yourself. Look around your home to check for dripping faucets or running toilets because those are major signs of leakage. Check that each light works around the house, and that all appliances function properly.

Clean Up

Even if you moved into a new home, after buying a home it’s important to clean the house thoroughly. If you moved into a used house with carpet, steam clean the carpets to make sure everything from the previous homeowner is out, including stains, or past smells. Wipe down the cabinets inside out before you start placing kitchen supplies inside. Deep clean the bathrooms so it is clean for you once you take a shower in your new home. Most places may look clean when you move in but you don’t know how long the place has been empty and if any critters have walked along your cabinets and bathrooms.

Call pest control

This is something you might want to do on move-in day, just so the first night you don’t have any surprise uninvited guests in your home. Your best bet is to call pest control and get it handled immediately anything such as mice, termites, roaches, ants all need to be terminated.  

Check the water heater

To save on their utility bill, a few developers might turn off the water heater and forget to change it before closing. Locate the water heater and make sure its on and working for you.

Moving in can be so exciting but these few details can fall through the cracks. Make sure to follow up on these tips to ensure that your first day at home will be a little less stressful.

Best Time To Sell Your Home

August 15th, 2016

Best Time To Sell Your HomeDo you know the best time to sell your home?

You can sell your home whenever you need to, but I’m are going to share the times I think it’s best to put your house on the market then you can determine the best time to sell your home.


Have you heard of the term ‘spring cleaning?’ Everyone collects items they haven’t used around the house and either donates or sells them. Well, it’s the same with selling a house, spring selling! Although you can sell your home in any season, the spring season is known to be the most popular time to put your house on the market. In the spring people receive their tax checks and are able to afford down payments. The days are longer so the chance for people to look at more houses is greater. More people shop when the weather is nice out, making this season ideal for realtors, and sellers.


Before the holiday season is upon you, listing your house during the autumn season will the best time to sell your home. Everyone is back from summer vacation, and many realtors are willing to do what it takes to sell a home before the holiday season. Autumn is known to be the second best time of the year to sell a home, after the spring season. In the fall many empty nesters want a smaller more quaint home to live in, not worried about school starting.

Winter time is considered off season for realtors, so you have a couple of months until then to sell your home. The colder the weather the less likely people want to leave their homes and search for houses.

Stay away from summer months

Hot weather can make it difficult for people to go house hunting making this season a tricky one when it comes to selling your home. Many people are on vacation and the market for homes becomes smaller, leading it to not be the best time to sell your home.The houses can take longer to sell due to the inactivity of people buying and since most people bought their homes in the spring they are moving in during the summer time. If you are a buyer and are looking for homes, this could work to your advantage because the people who bought a home in the spring are looking to quickly sell their homes in the summer.

Realistically, homes can sell at any time if they are priced right and appeal to the right buyer. However, if you are looking to sell your home, the autumn and spring are the best times do so. When you are buying or selling property in today’s real estate market, it is important to have confidence in your real estate professional. My commitment as your local realtor is to provide you with the specialized real estate service you deserve.